Financial and Business Resources

Small Business Association

Get free resources on business start-ups and loans, perfect for new child care providers. The local Buffalo chapter of SBA provides mentoring and business counseling, as well as free newsletters. 

Buffalo Small Business Development Center (SBDC)

Buffalo Small Business Development Center can help Buffalo entrepreenuers understand business plans, discover sources of funding, develop marketing plans, and assist with e-commerce. SBDC provides all services free of charge.

Consumer Credit Counseling Service of Buffalo, Inc.

Need finance help? Consumer Credit Counseling Service of Buffalo offers a wide variety of services such as financial counseling, Creditor Repayment Plan (CRP), small business coaching, financial counseling, and credit report reviews.

Buffalo Niagara SCORE

SCORE’s main mission is to help you achieve your business goals. Volunteers will work with you to network with other small businesses, and provide free business counseling and mentoring. They also offer low-cost small business workshops.

CASH Buffalo

Creating Assets, Savings & Hope (CASH) Buffalo can help you with free tax preparation and financial counseling.

Neighborhood Legal Services, Inc.

Neighborhood Legal Services, Inc. (NLS) is a not-for-profit agency in WNY that provides free legal services, as well as technical assistance and support services.

WNY Law Center

Western New York Law Center is a not-for-profit that provides free legal services for foreclosure, civil rights, bankruptcy, consumer cases, and more.

Tom Copeland Blog 

Tom Copeland is regarded as the “leading expert on the business of family child care.” His blog provides answers to common questions and important information on family child care business matters.

OCFS Forms

The New York State Office of Children and Family Services has many forms that are needed throughout the life of a child care program. You can find all the forms you need here.